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Self Enroll

SELF ENROLL in the most popular insurance plans 24/7 at the comfort of your home and have a policy issued immediately! That’s right…these links will connect you directly to the carriers allowing you to enroll in a policy in less than 10 minutes. Just click on the plan you want, get a quote, review the color brochure attached, complete the short application and make your payment- in most plans have a policy effective the next day!

Term Life with Level Death benefit: Coverage is available in five benefit levels: $150,000, $125,000, $100,000, $75,000, or $50,000. Premium rates never change during the life of your policy. Your rate is based on your age at the time your coverage is approved. You must be a U.S. citizen or a permanent resident living in the United States, and reside in a state where the product is approved for sale. You must be between ages 18 and 65.

Term Life with Decreasing Death Benefit: Coverage is available in eight benefit levels: $100,000, $90,000, $80,000, $70,000, $60,000, $50,000, $40,000, or $30,000. Premium rates are fixed and never change during the life of your policy. Your rate is based on your age at the time your coverage is approved. You must be a U.S. citizen or a permanent resident living in the United States between ages 18 and 64 and reside in a state where the product is approved for sale. Coverage can continue until age 75. Guaranteed benefits reduce yearly according to the Decreasing Death Benefit schedule. Rates are based on age/gender/zip code.

Accident Medical Expenses plan helps pay your medical expenses for hospital emergency room and confinement, doctor and surgeon, lab test and x-rays, and ambulance up to $25,000 in benefits. Choose any doctor or hospital. MDhotline, a network of medical doctors you can call 24/7 for a consultation or medical needs. Accidental Death & Dismemberment benefits are included. Automatic acceptance through age 64. Benefits are paid directly to you or your provider. 7 plans to choose from starting under $75/month for individuals.

Accidental Death & Dismemberment offers 7 membership levels up to $10,000 in benefits. Additional coverage’s: Accident medical expense, this benefit will reimburse medical expenses up to benefit maximum if accidental bodily injury causes an insured person to first incur medical expenses for care and treatment of the accidental bodily injury within 90 days after an accident. Low rates based on coverage starting under $75/month for individuals.

Telemedicine is called “MD Hotline” is available to ALL AGES! Accessible 24 hours a day /7 days a week. MDhotline Physicians provide UNLIMITED Doctor calls, diagnosis and treatments in one-on-one phone consultations. Easily treat non-emergency medical concerns when you are on vacation or away on business. A MDhotline Doctor can write a prescription for you when necessary. [No DEA Controlled Substances or Narcotics Allowed]. Pet Assure pet Perks & Global Fit gym network also included-at No extra cost. Enroll now for less than $20/month.

Gap Medical: Enroll all year-round! Benefits may be used toward a major medical plan deductible coinsurance, copayment and even household expenses. Not (ACA) compliant-Guaranteed issue-Gap medical provides lump-sum payments for covered accidents and illnesses-the cash benefit paid directly to you. Benefits included: Supplemental Accident, Critical Illness, Accidental Death & Dismemberment, First Day Hospital Confinement, Daily Hospital Confinement 1-10 Days, Rx Discount & Vision Discount. Rates: based on level of coverage, starting at $30/month based on age/gender/zip code.

Short Term Medical Enroll all year-round! Temporary health insurance is a perfect solution for individuals needing insurance in the short term, whether they are uninsured, unemployed, self-employed or just need an affordable insurance product that fits their monthly budget. Not (ACA) compliant. Plan highlights including deductibles and copayments options, next day coverage and a range of coinsurance percentages and out of pocket amounts. Compare plans and pricing, and find the best option. Rates: based on level of coverage, starting at $45/month according to age/gender/zip code.

Fusion STM is a package of benefits covering: hospital, surgical and critical illness fixed insurance benefits with no deductible or waiting period-designed to be paired with Short Term Health insurance. Fusion pays defined benefit amounts, regardless of what your providers charge for medical services. The $15,000 critical illness lump-sum payment is made upon diagnosis of a covered critical illness and can be used any way you choose – medical treatment, daily household expenses, childcare or replacement of lost income while recovering. Covered critical illnesses include cancer, heart attack, stroke, coma, major organ transplant, severe burn and kidney failure. $2 million maximum benefit in case of serious injury or illness. Not (ACA) compliant-Rates starting at $149/month based on age/gender/zip code. Different coverage levels and combinations to meet your needs and budget. Enroll all year-round.

Care Access-Hospital Medical plan is not major medical insurance; it provides fixed-indemnity after the deductible, if any, for medical expenses, covered inpatient & outpatient surgery, additional outpatient benefits, chemotherapy and radiation services, up to $40,000 critical illness upgrade benefit. Carefully designed plan benefits keeping plan premiums affordable-Not (ACA) compliant. Critical illness benefits include a fixed benefit amount for the following: cancer, heart attack, stroke, major organ transplant, coma, severe burn, kidney failure. Association benefits free of charge. Rates starting at $75/month-based on age/gender/zip code. Different coverage levels and combinations to meet your needs and budget. Enroll all year-round!

Critical Illness provides a lump sum benefit payment when a covered medical condition is diagnosed up to $50,000. The payment is made directly to you and can be used any way you choose—for treatment, daily household expenses or a mortgage payment, and even to maintain a business or pay college tuition. Those covered by a high-deductible health plan may need assistance funding the deductible in the event of a major illness. Critical illness insurance can help pay the deductible, out-of-pocket cost or cost of specialty drugs. Critical illness benefits include a fixed benefit amount for the following: cancer, heart attack, stroke, major organ transplant, coronary artery bypass, angioplasty, coma, paralysis, severe burn, kidney failure. Benefits vary by state. Association benefits free of charge. Rates starting at $24/month-based on age/gender/zip code. Different coverage levels and combinations to meet your needs and budget. Enroll all year-round!

CA Premier is an association membership packages that bundles insurance and non-insurance products together, creating robust supplemental benefits that bridge the gap in coverage that can occur when an accident or illness strikes. With these additional benefits, members receive: Critical illness insurance up to 10,000- Accident medical expense insurance up to $10,000- Accidental death insurance up to $10,000 and Term life insurance up to $10,000- Accident disability insurance up to $1,000/month. Rates starting at $25/month for individual and $42/month for family based on zip code. Four plan options to meet your needs and budget. Enroll all year-round!

Prescription Discount Card program does not require a health questionnaire and may be used at over 55,000 participating pharmacies throughout the United States. For a full list of prescriptions and to find pharmacies that accept the Rx Pay Card, visit www.advancedrugcard.com The Rx Pay Card program has the following tiers: Tier 1 – Generic drugs, Tier 2 – Brand name and select generic drugs, Tier 3 – Brand name and select generic drugs, Tier 4 – Brand name drugs. Rates under $20/month-based on zip code.

HMO Dental plans: allows you to go to any participating-in network PCD (Primary Care Dentist). Routine cleaning and evaluation covered at 100%, no charge for X-rays. Benefits covered: extractions, restorative, crown and bridges, root canal, prosthodontics, endodontics, periodontics (gum treatment), oral and maxillofacial surgery, repairs to prosthetics, adjunctive general service, bleaching and more. There are no yearly maximums, no deductibles to meet and no waiting periods. The cost of covered services is based on copayment as per contract with providers. Refer to Summary of Services attached. Specialist services & orthodontics require a referral and receive a 25% discount. Plans start at $13/month.

PPO Dental plans: allows you to see any Dentist, by choosing a PPO network dentists-you may take advantage of discounts averaging 28%. No referrals needed. There is a one-time-deductible to meet (vary by plan), some plans have waiting period, annual plan maximum of coverage up to $1,500/year. Preventive services covered at 100%. For X-rays you pay a percentage after deductible. Diagnostic/ Basic services covered at a percentage after deductible, Major services covered at a percentage after deductible. PPO Plans has a different plan design than HMO plans. The PPO plans-member pays a percentage (%) of the cost- as per negotiated & discounted rates with the providers. Benefits included all mentioned above in the HMO plan and a lot more! Refer to Summary of Services attached for a full list of covered services. Plans start at $19/month.

Vision PPO network plans cover exams with dilation, contact lens exam, frames, standard plastic lenses, upgrades to UV coating, tint, scratch-resistant, polycarbonate, anti-reflective coating, progressive and other add-on services. You either pay: a copayment, get an allowance or pay a percentage depending on the service needed. You can access different PPO networks of providers based on plan selection. Enroll now for less than $14/month

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